Calculate tax on Indian ETFs, mutual funds, dividends, and equity sales — and get country-specific filing guidance in minutes. Supports Denmark, Germany, France, Austria, Belgium, Finland, Portugal, Luxembourg, and more countries coming soon. Free. Private. Browser-only.
From Indian mutual funds to European tax filings — all in one place, for your country.
Annual fund taxation
Mark-to-market or flat-rate annual gains on ETFs and Indian mutual funds — calculated using the correct method for your country.
Dividends & equity sales
Gross dividend income and equity capital gains, correctly computed with your country's rate — Abgeltungsteuer, PFU, KESt, or aktieskat.
DTAA credit
India withholds TDS on dividends. nrily.app credits this against your local tax liability under the India–[country] double taxation treaty.
Rental income
Indian property rental income and capital gains treated as foreign-source income, with applicable deductions and DTAA tax credit.
Country-specific filing guide
Outputs the exact form references and amounts to enter in your country's portal — TastSelv, ELSTER, Impôts, FinanzOnline, OmaVero, and more.
PDF summary
Export a clean tax summary for your accountant or personal records — no data ever leaves your device.
Trusted tools
Built for how NRIs actually invest
nrily.app works alongside the tools you already use — import files directly, file in both countries, and move money seamlessly.
Most popular
Wise
Real exchange rate · no hidden fees
Transfer money between India and Europe at the mid-market rate — the same rate you see on Google. No markup, transparent fees. Used by millions of NRIs to send INR home or move EUR to India for investments.
Affiliate link — nrily.app may earn a referral fee at no cost to you.
Used by nrily users
Zerodha
India's largest broker · equity & MF
nrily.app can import your Zerodha tradebook CSV directly — no manual entry. India's most trusted brokerage for NRI equity, ETF, and mutual fund investments with a dedicated NRI account.
Affiliate link — nrily.app may earn a referral fee at no cost to you.
NRI specialists
TaxBuddy
File your Indian ITR as an NRI
nrily.app handles your European tax calculation. TaxBuddy handles your Indian ITR — including DTAA declarations, Schedule FA (foreign assets), and rental income. CAs who specialise in NRI taxation.
Last updated: May 2026 · Applies to nrily.app and app.nrily.app
Who we are
nrily.app is a tax calculator for Indian expats (NRIs) living in Europe. The data controller for personal data collected through this site and app is the operator of nrily.app, contactable at hello@nrily.app.
What we collect
If you create an account (signed-in users):
Your email address — used for authentication only
Country preference — which tax country you selected
Saved filing summaries — computed totals only (lager gain, estimated tax, tax year, country). Raw financial files are never stored.
If you use as a guest (no account):
Nothing is collected or stored. All calculations happen in your browser.
Uploaded files (CSV, XLSX, PDF tradebooks, CAMS statements) — parsed in-memory and immediately discarded
PAN numbers, account numbers, or portfolio holdings
CAMS PDF passwords — used only for one-time decryption, never logged or transmitted
Raw trading history or individual transaction records
Third-party processors
Supabase (supabase.com) — authentication and database storage for account users. US-based; EU data transfers under Standard Contractual Clauses (SCCs).
Google LLC — Google OAuth sign-in; Google AdSense on this marketing page. US-based; EU data transfers under SCCs.
Frankfurter API / ECB (api.frankfurter.app) — currency exchange rates. No personal data is sent.
Yahoo Finance — NSE ETF and fund prices. No personal data is sent.
Lawful basis (GDPR Art. 6)
Contract (Art. 6(1)(b)) — processing your email and saved filings to provide the account features you signed up for.
Consent (Art. 6(1)(a)) — Google AdSense cookies on this marketing page (you may opt out via your browser settings or the Google ad settings).
Data retention
Account data (email, saved filings) is retained while your account is active. You may request deletion at any time by emailing hello@nrily.app — we will delete your data within 30 days.
Your rights
Under GDPR you have the right to: access your data, rectify inaccuracies, erase your data, restrict or object to processing, and request data portability. To exercise any right, contact hello@nrily.app with subject line Privacy Request. You also have the right to lodge a complaint with your national data protection authority.
Cookies
The app sets a single session cookie (via Supabase) for signed-in users to maintain your login session. This cookie is strictly necessary and cannot be opted out of while signed in. The marketing page (this page) uses Google AdSense cookies for advertising; these can be managed via your browser settings.
Estimates only
Disclaimer
Please read before using the calculator
Not professional tax advice
nrily.app provides estimates only. It is not a certified tax advisory or accounting service and should not be treated as professional financial or legal advice. The output of this tool does not constitute a tax return or any official filing.
You are responsible
You — the individual taxpayer — are solely responsible for verifying all figures and for the accuracy of any return you submit to your local tax authority. Do not file without independent verification.
Individual use only
Designed for individual natural persons who are tax-resident in one of the supported countries and hold Indian investments. Not suitable for companies, partnerships, trusts, funds, or any other legal entity.
Supported countries: Denmark 🇩🇰 · Germany 🇩🇪 · France 🇫🇷 · Austria 🇦🇹 · Belgium 🇧🇪 · Finland 🇫🇮 · Portugal 🇵🇹 · Luxembourg 🇱🇺
Your files stay on your device
Uploaded files (CSV, XLSX, PDF) are processed entirely in-memory. They are never transmitted to any server or stored anywhere. Computed tax summaries are stored only if you explicitly save a filing while signed in.
Calculation limitations
FX rates: ECB monthly averages (via Frankfurter API) for EUR-zone countries; Danmarks Nationalbank monthly averages for Denmark. These are not exact daily transaction rates.
ETF & fund prices: Fetched from Yahoo Finance (NSE data). May differ from official NSE closing prices or prices published by the fund house.
Fund classification: Whether a fund is equity-based, debt-based, or mixed is not automatically determined and affects the applicable tax rate. Verify with your local tax authority or a qualified tax adviser.
DTAA applicability: Calculations assume the India–[country] DTAA applies. Verify your residency status and treaty eligibility independently.
No liability
The creators and operators of nrily.app accept no liability whatsoever for any loss, tax penalty, interest charge, fine, or other consequence arising from use of calculations produced by this tool.
Always verify
Always verify your final figures with your local tax authority or a qualified tax adviser before submitting your annual tax return.
Get in touch
Contact
Questions & feedback
Have a question, found a bug, or want to suggest a feature? We'd love to hear from you.
To request access to, correction of, or deletion of your personal data, email us with the subject line Privacy Request. We will respond within 30 days as required by GDPR.
Response time
We aim to respond to all enquiries within 2–3 business days.